LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,285
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,974
−HK$1,715/mo
Today · 4.125%
HK$57,689
baseline
▲ 0.50% · 4.625%
HK$61,199
+HK$3,510/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,378/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,011,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,391
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,011
−HK$1,643/mo
Today · 4.125%
HK$63,654
baseline
▲ 0.50% · 4.625%
HK$67,010
+HK$3,356/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,308/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,011,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,142
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,168
−HK$2,059/mo
Today · 4.125%
HK$69,227
baseline
▲ 0.50% · 4.625%
HK$73,439
+HK$4,212/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$138,454/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,470
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,413
−HK$1,972/mo
Today · 4.125%
HK$76,385
baseline
▲ 0.50% · 4.625%
HK$80,411
+HK$4,026/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$152,770/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,999
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,363
−HK$2,402/mo
Today · 4.125%
HK$80,765
baseline
▲ 0.50% · 4.625%
HK$85,679
+HK$4,914/mo
Deposit HK$7.14M · loan HK$16.66M · min. income ≈ HK$161,530/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,548
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,816
−HK$2,300/mo
Today · 4.125%
HK$89,116
baseline
▲ 0.50% · 4.625%
HK$93,813
+HK$4,697/mo
Deposit HK$7.14M · loan HK$16.66M · min. income ≈ HK$178,232/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,713
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$100,752
−HK$3,088/mo
Today · 4.125%
HK$103,840
baseline
▲ 0.50% · 4.625%
HK$110,159
+HK$6,319/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$207,680/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,705
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$111,620
−HK$2,958/mo
Today · 4.125%
HK$114,578
baseline
▲ 0.50% · 4.625%
HK$120,617
+HK$6,039/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$229,156/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,777 · Scale 2, in force from 26 Feb 2026)