LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,286
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,975
−HK$1,715/mo
Today · 4.125%
HK$57,690
baseline
▲ 0.50% · 4.625%
HK$61,201
+HK$3,511/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,380/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,011,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,393
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,013
−HK$1,643/mo
Today · 4.125%
HK$63,656
baseline
▲ 0.50% · 4.625%
HK$67,011
+HK$3,355/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,312/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,011,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,143
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,170
−HK$2,058/mo
Today · 4.125%
HK$69,228
baseline
▲ 0.50% · 4.625%
HK$73,441
+HK$4,213/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$138,456/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,471
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,415
−HK$1,972/mo
Today · 4.125%
HK$76,387
baseline
▲ 0.50% · 4.625%
HK$80,413
+HK$4,026/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$152,774/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,001
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,365
−HK$2,402/mo
Today · 4.125%
HK$80,767
baseline
▲ 0.50% · 4.625%
HK$85,681
+HK$4,914/mo
Deposit HK$7.14M · loan HK$16.66M · min. income ≈ HK$161,534/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,550
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,818
−HK$2,300/mo
Today · 4.125%
HK$89,118
baseline
▲ 0.50% · 4.625%
HK$93,815
+HK$4,697/mo
Deposit HK$7.14M · loan HK$16.66M · min. income ≈ HK$178,236/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,715
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,755
−HK$3,088/mo
Today · 4.125%
HK$103,843
baseline
▲ 0.50% · 4.625%
HK$110,161
+HK$6,318/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$207,686/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,707
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$111,623
−HK$2,957/mo
Today · 4.125%
HK$114,580
baseline
▲ 0.50% · 4.625%
HK$120,620
+HK$6,040/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$229,160/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,800 · Scale 2, in force from 26 Feb 2026)