LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,290
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,979
−HK$1,716/mo
Today · 4.125%
HK$57,695
baseline
▲ 0.50% · 4.625%
HK$61,205
+HK$3,510/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,390/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,011,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,397
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,017
−HK$1,644/mo
Today · 4.125%
HK$63,661
baseline
▲ 0.50% · 4.625%
HK$67,016
+HK$3,355/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,322/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,011,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,148
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,175
−HK$2,059/mo
Today · 4.125%
HK$69,234
baseline
▲ 0.50% · 4.625%
HK$73,447
+HK$4,213/mo
Deposit HK$9.52M · loan HK$14.29M · min. income ≈ HK$138,468/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,011,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,477
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,421
−HK$1,972/mo
Today · 4.125%
HK$76,393
baseline
▲ 0.50% · 4.625%
HK$80,419
+HK$4,026/mo
Deposit HK$9.52M · loan HK$14.29M · min. income ≈ HK$152,786/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,011,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,007
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,371
−HK$2,402/mo
Today · 4.125%
HK$80,773
baseline
▲ 0.50% · 4.625%
HK$85,688
+HK$4,915/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$161,546/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,556
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,824
−HK$2,301/mo
Today · 4.125%
HK$89,125
baseline
▲ 0.50% · 4.625%
HK$93,823
+HK$4,698/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$178,250/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,723
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,762
−HK$3,089/mo
Today · 4.125%
HK$103,851
baseline
▲ 0.50% · 4.625%
HK$110,170
+HK$6,319/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$207,702/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,715
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$111,631
−HK$2,958/mo
Today · 4.125%
HK$114,589
baseline
▲ 0.50% · 4.625%
HK$120,629
+HK$6,040/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$229,178/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,878 · Scale 2, in force from 26 Feb 2026)