LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,291
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,980
−HK$1,715/mo
Today · 4.125%
HK$57,695
baseline
▲ 0.50% · 4.625%
HK$61,206
+HK$3,511/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,390/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,011,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,398
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,018
−HK$1,643/mo
Today · 4.125%
HK$63,661
baseline
▲ 0.50% · 4.625%
HK$67,017
+HK$3,356/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,322/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,011,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,149
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,176
−HK$2,059/mo
Today · 4.125%
HK$69,235
baseline
▲ 0.50% · 4.625%
HK$73,447
+HK$4,212/mo
Deposit HK$9.52M · loan HK$14.29M · min. income ≈ HK$138,470/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,011,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,478
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,422
−HK$1,971/mo
Today · 4.125%
HK$76,393
baseline
▲ 0.50% · 4.625%
HK$80,420
+HK$4,027/mo
Deposit HK$9.52M · loan HK$14.29M · min. income ≈ HK$152,786/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,011,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,007
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,372
−HK$2,402/mo
Today · 4.125%
HK$80,774
baseline
▲ 0.50% · 4.625%
HK$85,688
+HK$4,914/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$161,548/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,557
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,825
−HK$2,301/mo
Today · 4.125%
HK$89,126
baseline
▲ 0.50% · 4.625%
HK$93,824
+HK$4,698/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$178,252/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,724
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,763
−HK$3,089/mo
Today · 4.125%
HK$103,852
baseline
▲ 0.50% · 4.625%
HK$110,171
+HK$6,319/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$207,704/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,717
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$111,632
−HK$2,958/mo
Today · 4.125%
HK$114,590
baseline
▲ 0.50% · 4.625%
HK$120,630
+HK$6,040/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$229,180/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,888 · Scale 2, in force from 26 Feb 2026)