LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,293
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,982
−HK$1,716/mo
Today · 4.125%
HK$57,698
baseline
▲ 0.50% · 4.625%
HK$61,209
+HK$3,511/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,396/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,011,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,401
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,021
−HK$1,643/mo
Today · 4.125%
HK$63,664
baseline
▲ 0.50% · 4.625%
HK$67,020
+HK$3,356/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,328/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,011,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,152
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,179
−HK$2,059/mo
Today · 4.125%
HK$69,238
baseline
▲ 0.50% · 4.625%
HK$73,450
+HK$4,212/mo
Deposit HK$9.52M · loan HK$14.29M · min. income ≈ HK$138,476/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,011,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,481
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,425
−HK$1,972/mo
Today · 4.125%
HK$76,397
baseline
▲ 0.50% · 4.625%
HK$80,424
+HK$4,027/mo
Deposit HK$9.52M · loan HK$14.29M · min. income ≈ HK$152,794/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,011,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,011
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,375
−HK$2,402/mo
Today · 4.125%
HK$80,777
baseline
▲ 0.50% · 4.625%
HK$85,692
+HK$4,915/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$161,554/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,561
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,829
−HK$2,301/mo
Today · 4.125%
HK$89,130
baseline
▲ 0.50% · 4.625%
HK$93,828
+HK$4,698/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$178,260/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,728
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,768
−HK$3,088/mo
Today · 4.125%
HK$103,856
baseline
▲ 0.50% · 4.625%
HK$110,176
+HK$6,320/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$207,712/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,721
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$111,637
−HK$2,958/mo
Today · 4.125%
HK$114,595
baseline
▲ 0.50% · 4.625%
HK$120,636
+HK$6,041/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$229,190/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,933 · Scale 2, in force from 26 Feb 2026)