LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,302
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,991
−HK$1,716/mo
Today · 4.125%
HK$57,707
baseline
▲ 0.50% · 4.625%
HK$61,218
+HK$3,511/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,414/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,410
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,031
−HK$1,643/mo
Today · 4.125%
HK$63,674
baseline
▲ 0.50% · 4.625%
HK$67,030
+HK$3,356/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,348/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,162
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,189
−HK$2,060/mo
Today · 4.125%
HK$69,249
baseline
▲ 0.50% · 4.625%
HK$73,462
+HK$4,213/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,498/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,492
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,437
−HK$1,972/mo
Today · 4.125%
HK$76,409
baseline
▲ 0.50% · 4.625%
HK$80,437
+HK$4,028/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,818/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,023
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,387
−HK$2,403/mo
Today · 4.125%
HK$80,790
baseline
▲ 0.50% · 4.625%
HK$85,706
+HK$4,916/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$161,580/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,574
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,843
−HK$2,301/mo
Today · 4.125%
HK$89,144
baseline
▲ 0.50% · 4.625%
HK$93,843
+HK$4,699/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$178,288/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,743
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$100,784
−HK$3,089/mo
Today · 4.125%
HK$103,873
baseline
▲ 0.50% · 4.625%
HK$110,193
+HK$6,320/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$207,746/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,739
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$111,655
−HK$2,958/mo
Today · 4.125%
HK$114,613
baseline
▲ 0.50% · 4.625%
HK$120,655
+HK$6,042/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$229,226/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,093 · Scale 2, in force from 26 Feb 2026)