LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,303
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,992
−HK$1,716/mo
Today · 4.125%
HK$57,708
baseline
▲ 0.50% · 4.625%
HK$61,219
+HK$3,511/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,416/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,411
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,032
−HK$1,643/mo
Today · 4.125%
HK$63,675
baseline
▲ 0.50% · 4.625%
HK$67,032
+HK$3,357/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,350/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,163
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,190
−HK$2,060/mo
Today · 4.125%
HK$69,250
baseline
▲ 0.50% · 4.625%
HK$73,463
+HK$4,213/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,500/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,494
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,438
−HK$1,972/mo
Today · 4.125%
HK$76,410
baseline
▲ 0.50% · 4.625%
HK$80,438
+HK$4,028/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,820/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,024
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,389
−HK$2,402/mo
Today · 4.125%
HK$80,791
baseline
▲ 0.50% · 4.625%
HK$85,707
+HK$4,916/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$161,582/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,576
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,844
−HK$2,301/mo
Today · 4.125%
HK$89,145
baseline
▲ 0.50% · 4.625%
HK$93,844
+HK$4,699/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$178,290/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,745
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$100,785
−HK$3,090/mo
Today · 4.125%
HK$103,875
baseline
▲ 0.50% · 4.625%
HK$110,195
+HK$6,320/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$207,750/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,740
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,657
−HK$2,958/mo
Today · 4.125%
HK$114,615
baseline
▲ 0.50% · 4.625%
HK$120,657
+HK$6,042/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$229,230/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,110 · Scale 2, in force from 26 Feb 2026)