LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,306
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,995
−HK$1,716/mo
Today · 4.125%
HK$57,711
baseline
▲ 0.50% · 4.625%
HK$61,223
+HK$3,512/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,422/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,414
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,035
−HK$1,643/mo
Today · 4.125%
HK$63,678
baseline
▲ 0.50% · 4.625%
HK$67,035
+HK$3,357/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,356/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,167
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,194
−HK$2,059/mo
Today · 4.125%
HK$69,253
baseline
▲ 0.50% · 4.625%
HK$73,467
+HK$4,214/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,506/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,497
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,442
−HK$1,972/mo
Today · 4.125%
HK$76,414
baseline
▲ 0.50% · 4.625%
HK$80,442
+HK$4,028/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,828/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,028
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,393
−HK$2,402/mo
Today · 4.125%
HK$80,795
baseline
▲ 0.50% · 4.625%
HK$85,712
+HK$4,917/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$161,590/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,580
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,849
−HK$2,301/mo
Today · 4.125%
HK$89,150
baseline
▲ 0.50% · 4.625%
HK$93,849
+HK$4,699/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$178,300/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,750
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$100,791
−HK$3,089/mo
Today · 4.125%
HK$103,880
baseline
▲ 0.50% · 4.625%
HK$110,201
+HK$6,321/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$207,760/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,746
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,662
−HK$2,959/mo
Today · 4.125%
HK$114,621
baseline
▲ 0.50% · 4.625%
HK$120,663
+HK$6,042/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$229,242/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,162 · Scale 2, in force from 26 Feb 2026)