LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,308
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,997
−HK$1,716/mo
Today · 4.125%
HK$57,713
baseline
▲ 0.50% · 4.625%
HK$61,225
+HK$3,512/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,426/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,417
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,037
−HK$1,644/mo
Today · 4.125%
HK$63,681
baseline
▲ 0.50% · 4.625%
HK$67,037
+HK$3,356/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,362/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,169
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,196
−HK$2,060/mo
Today · 4.125%
HK$69,256
baseline
▲ 0.50% · 4.625%
HK$73,470
+HK$4,214/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,512/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,500
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,444
−HK$1,973/mo
Today · 4.125%
HK$76,417
baseline
▲ 0.50% · 4.625%
HK$80,445
+HK$4,028/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,834/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,031
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,396
−HK$2,402/mo
Today · 4.125%
HK$80,798
baseline
▲ 0.50% · 4.625%
HK$85,715
+HK$4,917/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$161,596/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,583
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,852
−HK$2,301/mo
Today · 4.125%
HK$89,153
baseline
▲ 0.50% · 4.625%
HK$93,852
+HK$4,699/mo
Deposit HK$7.14M · loan HK$16.67M · min. income ≈ HK$178,306/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,754
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$100,794
−HK$3,090/mo
Today · 4.125%
HK$103,884
baseline
▲ 0.50% · 4.625%
HK$110,205
+HK$6,321/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$207,768/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,750
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,667
−HK$2,958/mo
Today · 4.125%
HK$114,625
baseline
▲ 0.50% · 4.625%
HK$120,667
+HK$6,042/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$229,250/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,199 · Scale 2, in force from 26 Feb 2026)