LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,309
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$55,999
−HK$1,716/mo
Today · 4.125%
HK$57,715
baseline
▲ 0.50% · 4.625%
HK$61,227
+HK$3,512/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,430/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,419
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,039
−HK$1,644/mo
Today · 4.125%
HK$63,683
baseline
▲ 0.50% · 4.625%
HK$67,040
+HK$3,357/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,366/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,171
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,199
−HK$2,059/mo
Today · 4.125%
HK$69,258
baseline
▲ 0.50% · 4.625%
HK$73,472
+HK$4,214/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,516/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,503
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,447
−HK$1,973/mo
Today · 4.125%
HK$76,420
baseline
▲ 0.50% · 4.625%
HK$80,448
+HK$4,028/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,840/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,033
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$78,398
−HK$2,403/mo
Today · 4.125%
HK$80,801
baseline
▲ 0.50% · 4.625%
HK$85,718
+HK$4,917/mo
Deposit HK$7.15M · loan HK$16.67M · min. income ≈ HK$161,602/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,586
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,855
−HK$2,301/mo
Today · 4.125%
HK$89,156
baseline
▲ 0.50% · 4.625%
HK$93,856
+HK$4,700/mo
Deposit HK$7.15M · loan HK$16.67M · min. income ≈ HK$178,312/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,757
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$100,798
−HK$3,089/mo
Today · 4.125%
HK$103,887
baseline
▲ 0.50% · 4.625%
HK$110,209
+HK$6,322/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,774/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,754
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,670
−HK$2,959/mo
Today · 4.125%
HK$114,629
baseline
▲ 0.50% · 4.625%
HK$120,672
+HK$6,043/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,258/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,234 · Scale 2, in force from 26 Feb 2026)