LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,310
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,000
−HK$1,716/mo
Today · 4.125%
HK$57,716
baseline
▲ 0.50% · 4.625%
HK$61,228
+HK$3,512/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,432/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,420
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,040
−HK$1,644/mo
Today · 4.125%
HK$63,684
baseline
▲ 0.50% · 4.625%
HK$67,041
+HK$3,357/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,368/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,173
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,200
−HK$2,059/mo
Today · 4.125%
HK$69,259
baseline
▲ 0.50% · 4.625%
HK$73,474
+HK$4,215/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,518/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,504
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,448
−HK$1,973/mo
Today · 4.125%
HK$76,421
baseline
▲ 0.50% · 4.625%
HK$80,449
+HK$4,028/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,842/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,035
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$78,400
−HK$2,403/mo
Today · 4.125%
HK$80,803
baseline
▲ 0.50% · 4.625%
HK$85,719
+HK$4,916/mo
Deposit HK$7.15M · loan HK$16.67M · min. income ≈ HK$161,606/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,588
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,856
−HK$2,302/mo
Today · 4.125%
HK$89,158
baseline
▲ 0.50% · 4.625%
HK$93,857
+HK$4,699/mo
Deposit HK$7.15M · loan HK$16.67M · min. income ≈ HK$178,316/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,759
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$100,800
−HK$3,089/mo
Today · 4.125%
HK$103,889
baseline
▲ 0.50% · 4.625%
HK$110,211
+HK$6,322/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,778/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,756
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,672
−HK$2,959/mo
Today · 4.125%
HK$114,631
baseline
▲ 0.50% · 4.625%
HK$120,674
+HK$6,043/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,262/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,252 · Scale 2, in force from 26 Feb 2026)