LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,314
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,003
−HK$1,717/mo
Today · 4.125%
HK$57,720
baseline
▲ 0.50% · 4.625%
HK$61,232
+HK$3,512/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,440/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,424
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,044
−HK$1,644/mo
Today · 4.125%
HK$63,688
baseline
▲ 0.50% · 4.625%
HK$67,045
+HK$3,357/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,376/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,177
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,204
−HK$2,060/mo
Today · 4.125%
HK$69,264
baseline
▲ 0.50% · 4.625%
HK$73,478
+HK$4,214/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,528/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,508
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,453
−HK$1,973/mo
Today · 4.125%
HK$76,426
baseline
▲ 0.50% · 4.625%
HK$80,454
+HK$4,028/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,852/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,039
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,405
−HK$2,403/mo
Today · 4.125%
HK$80,808
baseline
▲ 0.50% · 4.625%
HK$85,725
+HK$4,917/mo
Deposit HK$7.15M · loan HK$16.67M · min. income ≈ HK$161,616/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,593
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,862
−HK$2,301/mo
Today · 4.125%
HK$89,163
baseline
▲ 0.50% · 4.625%
HK$93,863
+HK$4,700/mo
Deposit HK$7.15M · loan HK$16.67M · min. income ≈ HK$178,326/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,765
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$100,806
−HK$3,089/mo
Today · 4.125%
HK$103,895
baseline
▲ 0.50% · 4.625%
HK$110,217
+HK$6,322/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,790/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,762
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$111,679
−HK$2,959/mo
Today · 4.125%
HK$114,638
baseline
▲ 0.50% · 4.625%
HK$120,681
+HK$6,043/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,276/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,314 · Scale 2, in force from 26 Feb 2026)