LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,319
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,008
−HK$1,717/mo
Today · 4.125%
HK$57,725
baseline
▲ 0.50% · 4.625%
HK$61,237
+HK$3,512/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,450/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,429
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,050
−HK$1,644/mo
Today · 4.125%
HK$63,694
baseline
▲ 0.50% · 4.625%
HK$67,051
+HK$3,357/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,388/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,183
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,210
−HK$2,060/mo
Today · 4.125%
HK$69,270
baseline
▲ 0.50% · 4.625%
HK$73,485
+HK$4,215/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,540/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,515
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,460
−HK$1,973/mo
Today · 4.125%
HK$76,433
baseline
▲ 0.50% · 4.625%
HK$80,462
+HK$4,029/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,866/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,046
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,412
−HK$2,403/mo
Today · 4.125%
HK$80,815
baseline
▲ 0.50% · 4.625%
HK$85,732
+HK$4,917/mo
Deposit HK$7.15M · loan HK$16.67M · min. income ≈ HK$161,630/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,601
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,870
−HK$2,301/mo
Today · 4.125%
HK$89,171
baseline
▲ 0.50% · 4.625%
HK$93,872
+HK$4,701/mo
Deposit HK$7.15M · loan HK$16.67M · min. income ≈ HK$178,342/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,774
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,815
−HK$3,090/mo
Today · 4.125%
HK$103,905
baseline
▲ 0.50% · 4.625%
HK$110,227
+HK$6,322/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,810/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,772
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,690
−HK$2,959/mo
Today · 4.125%
HK$114,649
baseline
▲ 0.50% · 4.625%
HK$120,692
+HK$6,043/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,298/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,407 · Scale 2, in force from 26 Feb 2026)