LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,319
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,009
−HK$1,717/mo
Today · 4.125%
HK$57,726
baseline
▲ 0.50% · 4.625%
HK$61,238
+HK$3,512/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,452/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,430
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,050
−HK$1,644/mo
Today · 4.125%
HK$63,694
baseline
▲ 0.50% · 4.625%
HK$67,052
+HK$3,358/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,388/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,183
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,211
−HK$2,060/mo
Today · 4.125%
HK$69,271
baseline
▲ 0.50% · 4.625%
HK$73,486
+HK$4,215/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,542/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,516
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,460
−HK$1,973/mo
Today · 4.125%
HK$76,433
baseline
▲ 0.50% · 4.625%
HK$80,462
+HK$4,029/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,866/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,047
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,413
−HK$2,403/mo
Today · 4.125%
HK$80,816
baseline
▲ 0.50% · 4.625%
HK$85,733
+HK$4,917/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,632/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,602
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,871
−HK$2,301/mo
Today · 4.125%
HK$89,172
baseline
▲ 0.50% · 4.625%
HK$93,873
+HK$4,701/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,344/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,775
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,816
−HK$3,090/mo
Today · 4.125%
HK$103,906
baseline
▲ 0.50% · 4.625%
HK$110,229
+HK$6,323/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,812/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,773
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,691
−HK$2,959/mo
Today · 4.125%
HK$114,650
baseline
▲ 0.50% · 4.625%
HK$120,693
+HK$6,043/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,300/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,417 · Scale 2, in force from 26 Feb 2026)