LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,320
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,010
−HK$1,717/mo
Today · 4.125%
HK$57,727
baseline
▲ 0.50% · 4.625%
HK$61,239
+HK$3,512/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,454/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,431
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,052
−HK$1,644/mo
Today · 4.125%
HK$63,696
baseline
▲ 0.50% · 4.625%
HK$67,053
+HK$3,357/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,392/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,184
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,212
−HK$2,060/mo
Today · 4.125%
HK$69,272
baseline
▲ 0.50% · 4.625%
HK$73,487
+HK$4,215/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,544/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,517
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,462
−HK$1,973/mo
Today · 4.125%
HK$76,435
baseline
▲ 0.50% · 4.625%
HK$80,464
+HK$4,029/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,870/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,048
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,414
−HK$2,403/mo
Today · 4.125%
HK$80,817
baseline
▲ 0.50% · 4.625%
HK$85,735
+HK$4,918/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,634/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,603
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,872
−HK$2,302/mo
Today · 4.125%
HK$89,174
baseline
▲ 0.50% · 4.625%
HK$93,875
+HK$4,701/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,348/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,777
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,818
−HK$3,090/mo
Today · 4.125%
HK$103,908
baseline
▲ 0.50% · 4.625%
HK$110,231
+HK$6,323/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,816/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,776
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$111,693
−HK$2,959/mo
Today · 4.125%
HK$114,652
baseline
▲ 0.50% · 4.625%
HK$120,696
+HK$6,044/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,304/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,437 · Scale 2, in force from 26 Feb 2026)