LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,321
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,011
−HK$1,716/mo
Today · 4.125%
HK$57,727
baseline
▲ 0.50% · 4.625%
HK$61,240
+HK$3,513/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,454/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,432
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,052
−HK$1,645/mo
Today · 4.125%
HK$63,697
baseline
▲ 0.50% · 4.625%
HK$67,054
+HK$3,357/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,394/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,185
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,213
−HK$2,060/mo
Today · 4.125%
HK$69,273
baseline
▲ 0.50% · 4.625%
HK$73,488
+HK$4,215/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,546/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,518
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,463
−HK$1,973/mo
Today · 4.125%
HK$76,436
baseline
▲ 0.50% · 4.625%
HK$80,465
+HK$4,029/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,872/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,049
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,415
−HK$2,403/mo
Today · 4.125%
HK$80,818
baseline
▲ 0.50% · 4.625%
HK$85,736
+HK$4,918/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,636/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,604
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,873
−HK$2,302/mo
Today · 4.125%
HK$89,175
baseline
▲ 0.50% · 4.625%
HK$93,876
+HK$4,701/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,350/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,778
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,819
−HK$3,090/mo
Today · 4.125%
HK$103,909
baseline
▲ 0.50% · 4.625%
HK$110,232
+HK$6,323/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,818/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,777
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,694
−HK$2,960/mo
Today · 4.125%
HK$114,654
baseline
▲ 0.50% · 4.625%
HK$120,697
+HK$6,043/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,308/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,449 · Scale 2, in force from 26 Feb 2026)