LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,324
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,014
−HK$1,716/mo
Today · 4.125%
HK$57,730
baseline
▲ 0.50% · 4.625%
HK$61,243
+HK$3,513/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,460/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,435
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,056
−HK$1,644/mo
Today · 4.125%
HK$63,700
baseline
▲ 0.50% · 4.625%
HK$67,057
+HK$3,357/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,400/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,189
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,216
−HK$2,060/mo
Today · 4.125%
HK$69,276
baseline
▲ 0.50% · 4.625%
HK$73,492
+HK$4,216/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,552/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,522
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,467
−HK$1,973/mo
Today · 4.125%
HK$76,440
baseline
▲ 0.50% · 4.625%
HK$80,469
+HK$4,029/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,880/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,053
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,419
−HK$2,404/mo
Today · 4.125%
HK$80,823
baseline
▲ 0.50% · 4.625%
HK$85,740
+HK$4,917/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,646/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,609
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,878
−HK$2,302/mo
Today · 4.125%
HK$89,180
baseline
▲ 0.50% · 4.625%
HK$93,880
+HK$4,700/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,360/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,783
−HK$6,132/mo
▼ 0.25% · 3.875%
HK$100,824
−HK$3,091/mo
Today · 4.125%
HK$103,915
baseline
▲ 0.50% · 4.625%
HK$110,238
+HK$6,323/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,830/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,782
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,700
−HK$2,960/mo
Today · 4.125%
HK$114,660
baseline
▲ 0.50% · 4.625%
HK$120,703
+HK$6,043/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,320/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,501 · Scale 2, in force from 26 Feb 2026)