LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,326
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,016
−HK$1,717/mo
Today · 4.125%
HK$57,733
baseline
▲ 0.50% · 4.625%
HK$61,246
+HK$3,513/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,466/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,437
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,058
−HK$1,644/mo
Today · 4.125%
HK$63,702
baseline
▲ 0.50% · 4.625%
HK$67,060
+HK$3,358/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,404/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,191
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,219
−HK$2,060/mo
Today · 4.125%
HK$69,279
baseline
▲ 0.50% · 4.625%
HK$73,495
+HK$4,216/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,558/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,525
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,470
−HK$1,973/mo
Today · 4.125%
HK$76,443
baseline
▲ 0.50% · 4.625%
HK$80,472
+HK$4,029/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,886/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,056
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,422
−HK$2,404/mo
Today · 4.125%
HK$80,826
baseline
▲ 0.50% · 4.625%
HK$85,744
+HK$4,918/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,652/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,612
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,881
−HK$2,302/mo
Today · 4.125%
HK$89,183
baseline
▲ 0.50% · 4.625%
HK$93,884
+HK$4,701/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,366/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,787
−HK$6,132/mo
▼ 0.25% · 3.875%
HK$100,829
−HK$3,090/mo
Today · 4.125%
HK$103,919
baseline
▲ 0.50% · 4.625%
HK$110,242
+HK$6,323/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,838/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,787
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,705
−HK$2,959/mo
Today · 4.125%
HK$114,664
baseline
▲ 0.50% · 4.625%
HK$120,708
+HK$6,044/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,328/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,012,543 · Scale 2, in force from 26 Feb 2026)