LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,326
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,016
−HK$1,717/mo
Today · 4.125%
HK$57,733
baseline
▲ 0.50% · 4.625%
HK$61,246
+HK$3,513/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,466/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,437
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,058
−HK$1,645/mo
Today · 4.125%
HK$63,703
baseline
▲ 0.50% · 4.625%
HK$67,060
+HK$3,357/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,406/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,012,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,191
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,219
−HK$2,061/mo
Today · 4.125%
HK$69,280
baseline
▲ 0.50% · 4.625%
HK$73,495
+HK$4,215/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$138,560/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,525
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,470
−HK$1,973/mo
Today · 4.125%
HK$76,443
baseline
▲ 0.50% · 4.625%
HK$80,473
+HK$4,030/mo
Deposit HK$9.53M · loan HK$14.29M · min. income ≈ HK$152,886/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,057
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,422
−HK$2,404/mo
Today · 4.125%
HK$80,826
baseline
▲ 0.50% · 4.625%
HK$85,744
+HK$4,918/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,652/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,612
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,882
−HK$2,302/mo
Today · 4.125%
HK$89,184
baseline
▲ 0.50% · 4.625%
HK$93,885
+HK$4,701/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,368/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,787
−HK$6,132/mo
▼ 0.25% · 3.875%
HK$100,829
−HK$3,090/mo
Today · 4.125%
HK$103,919
baseline
▲ 0.50% · 4.625%
HK$110,243
+HK$6,324/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,838/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,787
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,705
−HK$2,960/mo
Today · 4.125%
HK$114,665
baseline
▲ 0.50% · 4.625%
HK$120,709
+HK$6,044/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,330/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,546 · Scale 2, in force from 26 Feb 2026)