LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,329
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,019
−HK$1,717/mo
Today · 4.125%
HK$57,736
baseline
▲ 0.50% · 4.625%
HK$61,249
+HK$3,513/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,472/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,441
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,062
−HK$1,644/mo
Today · 4.125%
HK$63,706
baseline
▲ 0.50% · 4.625%
HK$67,064
+HK$3,358/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,412/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,195
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,223
−HK$2,060/mo
Today · 4.125%
HK$69,283
baseline
▲ 0.50% · 4.625%
HK$73,499
+HK$4,216/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$138,566/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,529
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,474
−HK$1,973/mo
Today · 4.125%
HK$76,447
baseline
▲ 0.50% · 4.625%
HK$80,477
+HK$4,030/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$152,894/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,061
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,427
−HK$2,403/mo
Today · 4.125%
HK$80,830
baseline
▲ 0.50% · 4.625%
HK$85,749
+HK$4,919/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,660/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,617
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,886
−HK$2,302/mo
Today · 4.125%
HK$89,188
baseline
▲ 0.50% · 4.625%
HK$93,890
+HK$4,702/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,376/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,792
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$100,834
−HK$3,091/mo
Today · 4.125%
HK$103,925
baseline
▲ 0.50% · 4.625%
HK$110,248
+HK$6,323/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,850/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,793
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,711
−HK$2,960/mo
Today · 4.125%
HK$114,671
baseline
▲ 0.50% · 4.625%
HK$120,715
+HK$6,044/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,342/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,600 · Scale 2, in force from 26 Feb 2026)