LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,330
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,020
−HK$1,717/mo
Today · 4.125%
HK$57,737
baseline
▲ 0.50% · 4.625%
HK$61,250
+HK$3,513/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,474/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,442
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,063
−HK$1,644/mo
Today · 4.125%
HK$63,707
baseline
▲ 0.50% · 4.625%
HK$67,065
+HK$3,358/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,414/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,196
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,224
−HK$2,061/mo
Today · 4.125%
HK$69,285
baseline
▲ 0.50% · 4.625%
HK$73,500
+HK$4,215/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$138,570/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,530
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,475
−HK$1,974/mo
Today · 4.125%
HK$76,449
baseline
▲ 0.50% · 4.625%
HK$80,479
+HK$4,030/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$152,898/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,062
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,428
−HK$2,404/mo
Today · 4.125%
HK$80,832
baseline
▲ 0.50% · 4.625%
HK$85,751
+HK$4,919/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,664/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,619
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,888
−HK$2,302/mo
Today · 4.125%
HK$89,190
baseline
▲ 0.50% · 4.625%
HK$93,892
+HK$4,702/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,380/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,794
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$100,836
−HK$3,091/mo
Today · 4.125%
HK$103,927
baseline
▲ 0.50% · 4.625%
HK$110,251
+HK$6,324/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,854/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,795
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,713
−HK$2,960/mo
Today · 4.125%
HK$114,673
baseline
▲ 0.50% · 4.625%
HK$120,718
+HK$6,045/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,346/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,621 · Scale 2, in force from 26 Feb 2026)