LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,331
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,021
−HK$1,717/mo
Today · 4.125%
HK$57,738
baseline
▲ 0.50% · 4.625%
HK$61,251
+HK$3,513/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,476/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,442
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,063
−HK$1,645/mo
Today · 4.125%
HK$63,708
baseline
▲ 0.50% · 4.625%
HK$67,066
+HK$3,358/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,416/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,197
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,225
−HK$2,060/mo
Today · 4.125%
HK$69,285
baseline
▲ 0.50% · 4.625%
HK$73,501
+HK$4,216/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$138,570/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,531
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,476
−HK$1,973/mo
Today · 4.125%
HK$76,449
baseline
▲ 0.50% · 4.625%
HK$80,479
+HK$4,030/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$152,898/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,063
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,429
−HK$2,404/mo
Today · 4.125%
HK$80,833
baseline
▲ 0.50% · 4.625%
HK$85,751
+HK$4,918/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,666/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,619
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,889
−HK$2,302/mo
Today · 4.125%
HK$89,191
baseline
▲ 0.50% · 4.625%
HK$93,892
+HK$4,701/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,382/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,795
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$100,837
−HK$3,091/mo
Today · 4.125%
HK$103,928
baseline
▲ 0.50% · 4.625%
HK$110,252
+HK$6,324/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$207,856/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,796
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,714
−HK$2,960/mo
Today · 4.125%
HK$114,674
baseline
▲ 0.50% · 4.625%
HK$120,719
+HK$6,045/mo
Deposit HK$2.38M · loan HK$21.44M · min. income ≈ HK$229,348/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,631 · Scale 2, in force from 26 Feb 2026)