LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,334
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,024
−HK$1,717/mo
Today · 4.125%
HK$57,741
baseline
▲ 0.50% · 4.625%
HK$61,254
+HK$3,513/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,482/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,446
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,067
−HK$1,644/mo
Today · 4.125%
HK$63,711
baseline
▲ 0.50% · 4.625%
HK$67,070
+HK$3,359/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,422/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,200
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,228
−HK$2,061/mo
Today · 4.125%
HK$69,289
baseline
▲ 0.50% · 4.625%
HK$73,505
+HK$4,216/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$138,578/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,535
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,480
−HK$1,974/mo
Today · 4.125%
HK$76,454
baseline
▲ 0.50% · 4.625%
HK$80,483
+HK$4,029/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$152,908/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,067
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,433
−HK$2,404/mo
Today · 4.125%
HK$80,837
baseline
▲ 0.50% · 4.625%
HK$85,756
+HK$4,919/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,674/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,624
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,893
−HK$2,303/mo
Today · 4.125%
HK$89,196
baseline
▲ 0.50% · 4.625%
HK$93,897
+HK$4,701/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,392/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,800
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$100,843
−HK$3,090/mo
Today · 4.125%
HK$103,933
baseline
▲ 0.50% · 4.625%
HK$110,258
+HK$6,325/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$207,866/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,802
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,720
−HK$2,960/mo
Today · 4.125%
HK$114,680
baseline
▲ 0.50% · 4.625%
HK$120,725
+HK$6,045/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$229,360/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,684 · Scale 2, in force from 26 Feb 2026)