LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,336
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,027
−HK$1,717/mo
Today · 4.125%
HK$57,744
baseline
▲ 0.50% · 4.625%
HK$61,257
+HK$3,513/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$115,488/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,449
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,070
−HK$1,645/mo
Today · 4.125%
HK$63,715
baseline
▲ 0.50% · 4.625%
HK$67,073
+HK$3,358/mo
Deposit HK$11.91M · loan HK$11.91M · min. income ≈ HK$127,430/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,204
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,232
−HK$2,061/mo
Today · 4.125%
HK$69,293
baseline
▲ 0.50% · 4.625%
HK$73,509
+HK$4,216/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$138,586/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,539
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,484
−HK$1,974/mo
Today · 4.125%
HK$76,458
baseline
▲ 0.50% · 4.625%
HK$80,488
+HK$4,030/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$152,916/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,012,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,071
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,437
−HK$2,404/mo
Today · 4.125%
HK$80,841
baseline
▲ 0.50% · 4.625%
HK$85,760
+HK$4,919/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,682/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,628
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,898
−HK$2,302/mo
Today · 4.125%
HK$89,200
baseline
▲ 0.50% · 4.625%
HK$93,902
+HK$4,702/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,400/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,806
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$100,848
−HK$3,091/mo
Today · 4.125%
HK$103,939
baseline
▲ 0.50% · 4.625%
HK$110,263
+HK$6,324/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$207,878/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,808
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,726
−HK$2,960/mo
Today · 4.125%
HK$114,686
baseline
▲ 0.50% · 4.625%
HK$120,732
+HK$6,046/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$229,372/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,737 · Scale 2, in force from 26 Feb 2026)