LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,340
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,030
−HK$1,718/mo
Today · 4.125%
HK$57,748
baseline
▲ 0.50% · 4.625%
HK$61,261
+HK$3,513/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,496/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,453
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,074
−HK$1,645/mo
Today · 4.125%
HK$63,719
baseline
▲ 0.50% · 4.625%
HK$67,077
+HK$3,358/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,438/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,208
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,236
−HK$2,061/mo
Today · 4.125%
HK$69,297
baseline
▲ 0.50% · 4.625%
HK$73,514
+HK$4,217/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$138,594/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,012,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,543
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,489
−HK$1,973/mo
Today · 4.125%
HK$76,462
baseline
▲ 0.50% · 4.625%
HK$80,493
+HK$4,031/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$152,924/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,012,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,076
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,442
−HK$2,405/mo
Today · 4.125%
HK$80,847
baseline
▲ 0.50% · 4.625%
HK$85,766
+HK$4,919/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,694/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,634
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,904
−HK$2,302/mo
Today · 4.125%
HK$89,206
baseline
▲ 0.50% · 4.625%
HK$93,908
+HK$4,702/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,412/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,812
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$100,854
−HK$3,092/mo
Today · 4.125%
HK$103,946
baseline
▲ 0.50% · 4.625%
HK$110,270
+HK$6,324/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$207,892/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,815
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$111,733
−HK$2,961/mo
Today · 4.125%
HK$114,694
baseline
▲ 0.50% · 4.625%
HK$120,739
+HK$6,045/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$229,388/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,803 · Scale 2, in force from 26 Feb 2026)