LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,341
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,031
−HK$1,717/mo
Today · 4.125%
HK$57,748
baseline
▲ 0.50% · 4.625%
HK$61,262
+HK$3,514/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,496/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,453
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,075
−HK$1,645/mo
Today · 4.125%
HK$63,720
baseline
▲ 0.50% · 4.625%
HK$67,078
+HK$3,358/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,440/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,012,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,209
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,237
−HK$2,061/mo
Today · 4.125%
HK$69,298
baseline
▲ 0.50% · 4.625%
HK$73,515
+HK$4,217/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$138,596/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,012,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,544
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,490
−HK$1,973/mo
Today · 4.125%
HK$76,463
baseline
▲ 0.50% · 4.625%
HK$80,494
+HK$4,031/mo
Deposit HK$9.53M · loan HK$14.30M · min. income ≈ HK$152,926/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,012,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,077
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,443
−HK$2,405/mo
Today · 4.125%
HK$80,848
baseline
▲ 0.50% · 4.625%
HK$85,767
+HK$4,919/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$161,696/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,635
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,905
−HK$2,302/mo
Today · 4.125%
HK$89,207
baseline
▲ 0.50% · 4.625%
HK$93,910
+HK$4,703/mo
Deposit HK$7.15M · loan HK$16.68M · min. income ≈ HK$178,414/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,012,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,813
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$100,856
−HK$3,091/mo
Today · 4.125%
HK$103,947
baseline
▲ 0.50% · 4.625%
HK$110,272
+HK$6,325/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$207,894/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,816
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$111,735
−HK$2,960/mo
Today · 4.125%
HK$114,695
baseline
▲ 0.50% · 4.625%
HK$120,741
+HK$6,046/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$229,390/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,012,815 · Scale 2, in force from 26 Feb 2026)