LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,357
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,048
−HK$1,717/mo
Today · 4.125%
HK$57,765
baseline
▲ 0.50% · 4.625%
HK$61,280
+HK$3,515/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,530/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,471
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,093
−HK$1,645/mo
Today · 4.125%
HK$63,738
baseline
▲ 0.50% · 4.625%
HK$67,098
+HK$3,360/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,476/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,228
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,257
−HK$2,062/mo
Today · 4.125%
HK$69,319
baseline
▲ 0.50% · 4.625%
HK$73,536
+HK$4,217/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$138,638/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,566
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,512
−HK$1,974/mo
Today · 4.125%
HK$76,486
baseline
▲ 0.50% · 4.625%
HK$80,518
+HK$4,032/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$152,972/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,099
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,467
−HK$2,405/mo
Today · 4.125%
HK$80,872
baseline
▲ 0.50% · 4.625%
HK$85,792
+HK$4,920/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,744/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,013,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,660
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,930
−HK$2,304/mo
Today · 4.125%
HK$89,234
baseline
▲ 0.50% · 4.625%
HK$93,937
+HK$4,703/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,468/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,013,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,842
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,886
−HK$3,092/mo
Today · 4.125%
HK$103,978
baseline
▲ 0.50% · 4.625%
HK$110,305
+HK$6,327/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$207,956/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,848
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,768
−HK$2,961/mo
Today · 4.125%
HK$114,729
baseline
▲ 0.50% · 4.625%
HK$120,777
+HK$6,048/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$229,458/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,116 · Scale 2, in force from 26 Feb 2026)