LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,357
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,048
−HK$1,718/mo
Today · 4.125%
HK$57,766
baseline
▲ 0.50% · 4.625%
HK$61,281
+HK$3,515/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,532/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,472
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,094
−HK$1,645/mo
Today · 4.125%
HK$63,739
baseline
▲ 0.50% · 4.625%
HK$67,099
+HK$3,360/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,478/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,229
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,258
−HK$2,061/mo
Today · 4.125%
HK$69,319
baseline
▲ 0.50% · 4.625%
HK$73,537
+HK$4,218/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$138,638/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,566
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,512
−HK$1,975/mo
Today · 4.125%
HK$76,487
baseline
▲ 0.50% · 4.625%
HK$80,519
+HK$4,032/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$152,974/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,100
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,467
−HK$2,405/mo
Today · 4.125%
HK$80,872
baseline
▲ 0.50% · 4.625%
HK$85,793
+HK$4,921/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,744/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,013,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,661
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,931
−HK$2,304/mo
Today · 4.125%
HK$89,235
baseline
▲ 0.50% · 4.625%
HK$93,938
+HK$4,703/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,470/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,013,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,843
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,887
−HK$3,092/mo
Today · 4.125%
HK$103,979
baseline
▲ 0.50% · 4.625%
HK$110,306
+HK$6,327/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$207,958/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,849
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,769
−HK$2,961/mo
Today · 4.125%
HK$114,730
baseline
▲ 0.50% · 4.625%
HK$120,778
+HK$6,048/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$229,460/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,125 · Scale 2, in force from 26 Feb 2026)