LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,358
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,049
−HK$1,717/mo
Today · 4.125%
HK$57,766
baseline
▲ 0.50% · 4.625%
HK$61,281
+HK$3,515/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,532/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,472
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,094
−HK$1,646/mo
Today · 4.125%
HK$63,740
baseline
▲ 0.50% · 4.625%
HK$67,099
+HK$3,359/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,480/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,229
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,258
−HK$2,062/mo
Today · 4.125%
HK$69,320
baseline
▲ 0.50% · 4.625%
HK$73,538
+HK$4,218/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$138,640/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,567
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,513
−HK$1,974/mo
Today · 4.125%
HK$76,487
baseline
▲ 0.50% · 4.625%
HK$80,519
+HK$4,032/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$152,974/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,101
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,468
−HK$2,405/mo
Today · 4.125%
HK$80,873
baseline
▲ 0.50% · 4.625%
HK$85,794
+HK$4,921/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,746/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,013,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,661
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,932
−HK$2,303/mo
Today · 4.125%
HK$89,235
baseline
▲ 0.50% · 4.625%
HK$93,939
+HK$4,704/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,470/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$1,013,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,844
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,887
−HK$3,093/mo
Today · 4.125%
HK$103,980
baseline
▲ 0.50% · 4.625%
HK$110,306
+HK$6,326/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$207,960/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,850
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,770
−HK$2,961/mo
Today · 4.125%
HK$114,731
baseline
▲ 0.50% · 4.625%
HK$120,779
+HK$6,048/mo
Deposit HK$2.38M · loan HK$21.45M · min. income ≈ HK$229,462/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,133 · Scale 2, in force from 26 Feb 2026)