LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,360
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,051
−HK$1,718/mo
Today · 4.125%
HK$57,769
baseline
▲ 0.50% · 4.625%
HK$61,284
+HK$3,515/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,538/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,475
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,097
−HK$1,645/mo
Today · 4.125%
HK$63,742
baseline
▲ 0.50% · 4.625%
HK$67,102
+HK$3,360/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,484/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,232
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,261
−HK$2,062/mo
Today · 4.125%
HK$69,323
baseline
▲ 0.50% · 4.625%
HK$73,541
+HK$4,218/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$138,646/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,570
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,516
−HK$1,975/mo
Today · 4.125%
HK$76,491
baseline
▲ 0.50% · 4.625%
HK$80,523
+HK$4,032/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$152,982/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,104
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,471
−HK$2,406/mo
Today · 4.125%
HK$80,877
baseline
▲ 0.50% · 4.625%
HK$85,798
+HK$4,921/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,754/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,665
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,936
−HK$2,303/mo
Today · 4.125%
HK$89,239
baseline
▲ 0.50% · 4.625%
HK$93,943
+HK$4,704/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,478/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,848
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,892
−HK$3,092/mo
Today · 4.125%
HK$103,984
baseline
▲ 0.50% · 4.625%
HK$110,311
+HK$6,327/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$207,968/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,855
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,775
−HK$2,961/mo
Today · 4.125%
HK$114,736
baseline
▲ 0.50% · 4.625%
HK$120,784
+HK$6,048/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,472/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,179 · Scale 2, in force from 26 Feb 2026)