LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,362
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,053
−HK$1,718/mo
Today · 4.125%
HK$57,771
baseline
▲ 0.50% · 4.625%
HK$61,286
+HK$3,515/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,542/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,477
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,099
−HK$1,645/mo
Today · 4.125%
HK$63,744
baseline
▲ 0.50% · 4.625%
HK$67,104
+HK$3,360/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,488/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,234
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,263
−HK$2,062/mo
Today · 4.125%
HK$69,325
baseline
▲ 0.50% · 4.625%
HK$73,543
+HK$4,218/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$138,650/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,572
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,518
−HK$1,975/mo
Today · 4.125%
HK$76,493
baseline
▲ 0.50% · 4.625%
HK$80,525
+HK$4,032/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$152,986/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,106
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,474
−HK$2,405/mo
Today · 4.125%
HK$80,879
baseline
▲ 0.50% · 4.625%
HK$85,800
+HK$4,921/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,758/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,667
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,938
−HK$2,304/mo
Today · 4.125%
HK$89,242
baseline
▲ 0.50% · 4.625%
HK$93,946
+HK$4,704/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,484/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,851
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,895
−HK$3,092/mo
Today · 4.125%
HK$103,987
baseline
▲ 0.50% · 4.625%
HK$110,314
+HK$6,327/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$207,974/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,858
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,778
−HK$2,961/mo
Today · 4.125%
HK$114,739
baseline
▲ 0.50% · 4.625%
HK$120,787
+HK$6,048/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,478/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,205 · Scale 2, in force from 26 Feb 2026)