LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,364
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,055
−HK$1,718/mo
Today · 4.125%
HK$57,773
baseline
▲ 0.50% · 4.625%
HK$61,288
+HK$3,515/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,546/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,479
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,101
−HK$1,645/mo
Today · 4.125%
HK$63,746
baseline
▲ 0.50% · 4.625%
HK$67,107
+HK$3,361/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,492/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,236
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,266
−HK$2,061/mo
Today · 4.125%
HK$69,327
baseline
▲ 0.50% · 4.625%
HK$73,546
+HK$4,219/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$138,654/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,575
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,521
−HK$1,975/mo
Today · 4.125%
HK$76,496
baseline
▲ 0.50% · 4.625%
HK$80,528
+HK$4,032/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$152,992/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,109
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,476
−HK$2,406/mo
Today · 4.125%
HK$80,882
baseline
▲ 0.50% · 4.625%
HK$85,803
+HK$4,921/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,764/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,671
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,941
−HK$2,304/mo
Today · 4.125%
HK$89,245
baseline
▲ 0.50% · 4.625%
HK$93,949
+HK$4,704/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,490/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,854
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,898
−HK$3,093/mo
Today · 4.125%
HK$103,991
baseline
▲ 0.50% · 4.625%
HK$110,318
+HK$6,327/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$207,982/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,862
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,782
−HK$2,962/mo
Today · 4.125%
HK$114,744
baseline
▲ 0.50% · 4.625%
HK$120,792
+HK$6,048/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,488/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,243 · Scale 2, in force from 26 Feb 2026)