LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,364
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,055
−HK$1,718/mo
Today · 4.125%
HK$57,773
baseline
▲ 0.50% · 4.625%
HK$61,288
+HK$3,515/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,546/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,479
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,101
−HK$1,646/mo
Today · 4.125%
HK$63,747
baseline
▲ 0.50% · 4.625%
HK$67,107
+HK$3,360/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,494/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,237
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,266
−HK$2,062/mo
Today · 4.125%
HK$69,328
baseline
▲ 0.50% · 4.625%
HK$73,546
+HK$4,218/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$138,656/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,575
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,522
−HK$1,974/mo
Today · 4.125%
HK$76,496
baseline
▲ 0.50% · 4.625%
HK$80,528
+HK$4,032/mo
Deposit HK$9.54M · loan HK$14.30M · min. income ≈ HK$152,992/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,109
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,477
−HK$2,405/mo
Today · 4.125%
HK$80,882
baseline
▲ 0.50% · 4.625%
HK$85,804
+HK$4,922/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,764/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,671
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,942
−HK$2,304/mo
Today · 4.125%
HK$89,246
baseline
▲ 0.50% · 4.625%
HK$93,950
+HK$4,704/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,492/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,855
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,899
−HK$3,092/mo
Today · 4.125%
HK$103,991
baseline
▲ 0.50% · 4.625%
HK$110,319
+HK$6,328/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$207,982/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,863
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,782
−HK$2,962/mo
Today · 4.125%
HK$114,744
baseline
▲ 0.50% · 4.625%
HK$120,793
+HK$6,049/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,488/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,249 · Scale 2, in force from 26 Feb 2026)