LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,366
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,057
−HK$1,718/mo
Today · 4.125%
HK$57,775
baseline
▲ 0.50% · 4.625%
HK$61,291
+HK$3,516/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,550/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,482
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,104
−HK$1,645/mo
Today · 4.125%
HK$63,749
baseline
▲ 0.50% · 4.625%
HK$67,110
+HK$3,361/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,498/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,239
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,269
−HK$2,061/mo
Today · 4.125%
HK$69,330
baseline
▲ 0.50% · 4.625%
HK$73,549
+HK$4,219/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,660/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,578
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,525
−HK$1,974/mo
Today · 4.125%
HK$76,499
baseline
▲ 0.50% · 4.625%
HK$80,532
+HK$4,033/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$152,998/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,113
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,480
−HK$2,406/mo
Today · 4.125%
HK$80,886
baseline
▲ 0.50% · 4.625%
HK$85,807
+HK$4,921/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,772/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,675
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,945
−HK$2,304/mo
Today · 4.125%
HK$89,249
baseline
▲ 0.50% · 4.625%
HK$93,954
+HK$4,705/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,498/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,859
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,903
−HK$3,093/mo
Today · 4.125%
HK$103,996
baseline
▲ 0.50% · 4.625%
HK$110,324
+HK$6,328/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$207,992/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,867
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,787
−HK$2,962/mo
Today · 4.125%
HK$114,749
baseline
▲ 0.50% · 4.625%
HK$120,798
+HK$6,049/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,498/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,290 · Scale 2, in force from 26 Feb 2026)