LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,368
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,059
−HK$1,718/mo
Today · 4.125%
HK$57,777
baseline
▲ 0.50% · 4.625%
HK$61,293
+HK$3,516/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,554/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,484
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,106
−HK$1,646/mo
Today · 4.125%
HK$63,752
baseline
▲ 0.50% · 4.625%
HK$67,112
+HK$3,360/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,504/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,013,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,242
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,271
−HK$2,062/mo
Today · 4.125%
HK$69,333
baseline
▲ 0.50% · 4.625%
HK$73,552
+HK$4,219/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,666/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,581
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,527
−HK$1,975/mo
Today · 4.125%
HK$76,502
baseline
▲ 0.50% · 4.625%
HK$80,534
+HK$4,032/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,004/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,115
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,483
−HK$2,405/mo
Today · 4.125%
HK$80,888
baseline
▲ 0.50% · 4.625%
HK$85,810
+HK$4,922/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,776/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,677
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,948
−HK$2,304/mo
Today · 4.125%
HK$89,252
baseline
▲ 0.50% · 4.625%
HK$93,957
+HK$4,705/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,504/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,862
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,906
−HK$3,093/mo
Today · 4.125%
HK$103,999
baseline
▲ 0.50% · 4.625%
HK$110,327
+HK$6,328/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$207,998/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,871
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,791
−HK$2,962/mo
Today · 4.125%
HK$114,753
baseline
▲ 0.50% · 4.625%
HK$120,802
+HK$6,049/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,506/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,325 · Scale 2, in force from 26 Feb 2026)