LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,369
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,060
−HK$1,719/mo
Today · 4.125%
HK$57,779
baseline
▲ 0.50% · 4.625%
HK$61,294
+HK$3,515/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,558/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,485
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,107
−HK$1,646/mo
Today · 4.125%
HK$63,753
baseline
▲ 0.50% · 4.625%
HK$67,114
+HK$3,361/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,506/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,243
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,273
−HK$2,061/mo
Today · 4.125%
HK$69,334
baseline
▲ 0.50% · 4.625%
HK$73,553
+HK$4,219/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,668/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,582
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,529
−HK$1,975/mo
Today · 4.125%
HK$76,504
baseline
▲ 0.50% · 4.625%
HK$80,536
+HK$4,032/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,008/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,117
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,485
−HK$2,405/mo
Today · 4.125%
HK$80,890
baseline
▲ 0.50% · 4.625%
HK$85,812
+HK$4,922/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,780/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,679
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,950
−HK$2,304/mo
Today · 4.125%
HK$89,254
baseline
▲ 0.50% · 4.625%
HK$93,959
+HK$4,705/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,508/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,865
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,909
−HK$3,093/mo
Today · 4.125%
HK$104,002
baseline
▲ 0.50% · 4.625%
HK$110,330
+HK$6,328/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$208,004/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,874
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,793
−HK$2,963/mo
Today · 4.125%
HK$114,756
baseline
▲ 0.50% · 4.625%
HK$120,805
+HK$6,049/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,512/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,349 · Scale 2, in force from 26 Feb 2026)