LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,374
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,065
−HK$1,719/mo
Today · 4.125%
HK$57,784
baseline
▲ 0.50% · 4.625%
HK$61,300
+HK$3,516/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,568/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,490
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,113
−HK$1,645/mo
Today · 4.125%
HK$63,758
baseline
▲ 0.50% · 4.625%
HK$67,119
+HK$3,361/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,516/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,249
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,278
−HK$2,062/mo
Today · 4.125%
HK$69,340
baseline
▲ 0.50% · 4.625%
HK$73,559
+HK$4,219/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,680/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,588
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,535
−HK$1,975/mo
Today · 4.125%
HK$76,510
baseline
▲ 0.50% · 4.625%
HK$80,543
+HK$4,033/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,020/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,123
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,491
−HK$2,406/mo
Today · 4.125%
HK$80,897
baseline
▲ 0.50% · 4.625%
HK$85,819
+HK$4,922/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,794/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,687
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,958
−HK$2,304/mo
Today · 4.125%
HK$89,262
baseline
▲ 0.50% · 4.625%
HK$93,967
+HK$4,705/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,524/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,873
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,917
−HK$3,093/mo
Today · 4.125%
HK$104,010
baseline
▲ 0.50% · 4.625%
HK$110,339
+HK$6,329/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$208,020/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,883
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,803
−HK$2,962/mo
Today · 4.125%
HK$114,765
baseline
▲ 0.50% · 4.625%
HK$120,815
+HK$6,050/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,530/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,434 · Scale 2, in force from 26 Feb 2026)