LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,374
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,066
−HK$1,718/mo
Today · 4.125%
HK$57,784
baseline
▲ 0.50% · 4.625%
HK$61,300
+HK$3,516/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,568/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,491
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,113
−HK$1,646/mo
Today · 4.125%
HK$63,759
baseline
▲ 0.50% · 4.625%
HK$67,120
+HK$3,361/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,518/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,249
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,279
−HK$2,062/mo
Today · 4.125%
HK$69,341
baseline
▲ 0.50% · 4.625%
HK$73,560
+HK$4,219/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,682/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,589
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,536
−HK$1,975/mo
Today · 4.125%
HK$76,511
baseline
▲ 0.50% · 4.625%
HK$80,544
+HK$4,033/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,022/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,124
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,492
−HK$2,405/mo
Today · 4.125%
HK$80,897
baseline
▲ 0.50% · 4.625%
HK$85,820
+HK$4,923/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,794/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,687
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,958
−HK$2,304/mo
Today · 4.125%
HK$89,262
baseline
▲ 0.50% · 4.625%
HK$93,968
+HK$4,706/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,524/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,873
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,918
−HK$3,093/mo
Today · 4.125%
HK$104,011
baseline
▲ 0.50% · 4.625%
HK$110,340
+HK$6,329/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$208,022/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,883
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,803
−HK$2,963/mo
Today · 4.125%
HK$114,766
baseline
▲ 0.50% · 4.625%
HK$120,815
+HK$6,049/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,532/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,440 · Scale 2, in force from 26 Feb 2026)