LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,381
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,072
−HK$1,719/mo
Today · 4.125%
HK$57,791
baseline
▲ 0.50% · 4.625%
HK$61,307
+HK$3,516/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,582/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,498
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,120
−HK$1,646/mo
Today · 4.125%
HK$63,766
baseline
▲ 0.50% · 4.625%
HK$67,128
+HK$3,362/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,532/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,257
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,287
−HK$2,062/mo
Today · 4.125%
HK$69,349
baseline
▲ 0.50% · 4.625%
HK$73,569
+HK$4,220/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,698/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,598
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,545
−HK$1,975/mo
Today · 4.125%
HK$76,520
baseline
▲ 0.50% · 4.625%
HK$80,553
+HK$4,033/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,040/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,133
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,501
−HK$2,406/mo
Today · 4.125%
HK$80,907
baseline
▲ 0.50% · 4.625%
HK$85,830
+HK$4,923/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,814/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,697
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,969
−HK$2,304/mo
Today · 4.125%
HK$89,273
baseline
▲ 0.50% · 4.625%
HK$93,979
+HK$4,706/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,546/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,885
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,930
−HK$3,093/mo
Today · 4.125%
HK$104,023
baseline
▲ 0.50% · 4.625%
HK$110,353
+HK$6,330/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$208,046/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,896
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,817
−HK$2,963/mo
Today · 4.125%
HK$114,780
baseline
▲ 0.50% · 4.625%
HK$120,830
+HK$6,050/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,560/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,561 · Scale 2, in force from 26 Feb 2026)