LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,382
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,074
−HK$1,719/mo
Today · 4.125%
HK$57,793
baseline
▲ 0.50% · 4.625%
HK$61,309
+HK$3,516/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,586/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,500
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,122
−HK$1,646/mo
Today · 4.125%
HK$63,768
baseline
▲ 0.50% · 4.625%
HK$67,130
+HK$3,362/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,536/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,259
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,289
−HK$2,062/mo
Today · 4.125%
HK$69,351
baseline
▲ 0.50% · 4.625%
HK$73,571
+HK$4,220/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,702/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,600
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,547
−HK$1,975/mo
Today · 4.125%
HK$76,522
baseline
▲ 0.50% · 4.625%
HK$80,556
+HK$4,034/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,044/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,135
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,503
−HK$2,407/mo
Today · 4.125%
HK$80,910
baseline
▲ 0.50% · 4.625%
HK$85,833
+HK$4,923/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,820/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,700
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,971
−HK$2,305/mo
Today · 4.125%
HK$89,276
baseline
▲ 0.50% · 4.625%
HK$93,982
+HK$4,706/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,552/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,888
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,933
−HK$3,094/mo
Today · 4.125%
HK$104,027
baseline
▲ 0.50% · 4.625%
HK$110,356
+HK$6,329/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$208,054/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,900
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,820
−HK$2,963/mo
Today · 4.125%
HK$114,783
baseline
▲ 0.50% · 4.625%
HK$120,834
+HK$6,051/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,566/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,592 · Scale 2, in force from 26 Feb 2026)