LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,383
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,075
−HK$1,719/mo
Today · 4.125%
HK$57,794
baseline
▲ 0.50% · 4.625%
HK$61,310
+HK$3,516/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$115,588/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,501
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,124
−HK$1,646/mo
Today · 4.125%
HK$63,770
baseline
▲ 0.50% · 4.625%
HK$67,131
+HK$3,361/mo
Deposit HK$11.92M · loan HK$11.92M · min. income ≈ HK$127,540/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,260
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,290
−HK$2,062/mo
Today · 4.125%
HK$69,352
baseline
▲ 0.50% · 4.625%
HK$73,572
+HK$4,220/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,704/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,601
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,548
−HK$1,976/mo
Today · 4.125%
HK$76,524
baseline
▲ 0.50% · 4.625%
HK$80,557
+HK$4,033/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,048/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,137
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,505
−HK$2,406/mo
Today · 4.125%
HK$80,911
baseline
▲ 0.50% · 4.625%
HK$85,834
+HK$4,923/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$161,822/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,701
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,973
−HK$2,304/mo
Today · 4.125%
HK$89,277
baseline
▲ 0.50% · 4.625%
HK$93,983
+HK$4,706/mo
Deposit HK$7.15M · loan HK$16.69M · min. income ≈ HK$178,554/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,890
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,935
−HK$3,094/mo
Today · 4.125%
HK$104,029
baseline
▲ 0.50% · 4.625%
HK$110,359
+HK$6,330/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$208,058/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,902
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,822
−HK$2,963/mo
Today · 4.125%
HK$114,785
baseline
▲ 0.50% · 4.625%
HK$120,836
+HK$6,051/mo
Deposit HK$2.38M · loan HK$21.46M · min. income ≈ HK$229,570/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,611 · Scale 2, in force from 26 Feb 2026)