LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,386
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,078
−HK$1,719/mo
Today · 4.125%
HK$57,797
baseline
▲ 0.50% · 4.625%
HK$61,313
+HK$3,516/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$115,594/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,504
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,127
−HK$1,646/mo
Today · 4.125%
HK$63,773
baseline
▲ 0.50% · 4.625%
HK$67,134
+HK$3,361/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$127,546/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,263
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,293
−HK$2,063/mo
Today · 4.125%
HK$69,356
baseline
▲ 0.50% · 4.625%
HK$73,576
+HK$4,220/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,712/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,605
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,552
−HK$1,975/mo
Today · 4.125%
HK$76,527
baseline
▲ 0.50% · 4.625%
HK$80,561
+HK$4,034/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,054/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,140
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,509
−HK$2,406/mo
Today · 4.125%
HK$80,915
baseline
▲ 0.50% · 4.625%
HK$85,839
+HK$4,924/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$161,830/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,705
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$86,977
−HK$2,305/mo
Today · 4.125%
HK$89,282
baseline
▲ 0.50% · 4.625%
HK$93,988
+HK$4,706/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$178,564/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,895
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,940
−HK$3,094/mo
Today · 4.125%
HK$104,034
baseline
▲ 0.50% · 4.625%
HK$110,364
+HK$6,330/mo
Deposit HK$2.39M · loan HK$21.47M · min. income ≈ HK$208,068/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,907
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,828
−HK$2,963/mo
Today · 4.125%
HK$114,791
baseline
▲ 0.50% · 4.625%
HK$120,842
+HK$6,051/mo
Deposit HK$2.39M · loan HK$21.47M · min. income ≈ HK$229,582/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,661 · Scale 2, in force from 26 Feb 2026)