LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,390
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,082
−HK$1,718/mo
Today · 4.125%
HK$57,800
baseline
▲ 0.50% · 4.625%
HK$61,317
+HK$3,517/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$115,600/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,508
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,131
−HK$1,646/mo
Today · 4.125%
HK$63,777
baseline
▲ 0.50% · 4.625%
HK$67,139
+HK$3,362/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$127,554/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,268
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,298
−HK$2,063/mo
Today · 4.125%
HK$69,361
baseline
▲ 0.50% · 4.625%
HK$73,581
+HK$4,220/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,722/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,610
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,557
−HK$1,976/mo
Today · 4.125%
HK$76,533
baseline
▲ 0.50% · 4.625%
HK$80,567
+HK$4,034/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,066/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,146
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,514
−HK$2,407/mo
Today · 4.125%
HK$80,921
baseline
▲ 0.50% · 4.625%
HK$85,844
+HK$4,923/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$161,842/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,711
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$86,983
−HK$2,305/mo
Today · 4.125%
HK$89,288
baseline
▲ 0.50% · 4.625%
HK$93,994
+HK$4,706/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$178,576/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,902
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,947
−HK$3,094/mo
Today · 4.125%
HK$104,041
baseline
▲ 0.50% · 4.625%
HK$110,371
+HK$6,330/mo
Deposit HK$2.39M · loan HK$21.47M · min. income ≈ HK$208,082/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,914
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$111,835
−HK$2,964/mo
Today · 4.125%
HK$114,799
baseline
▲ 0.50% · 4.625%
HK$120,850
+HK$6,051/mo
Deposit HK$2.39M · loan HK$21.47M · min. income ≈ HK$229,598/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,730 · Scale 2, in force from 26 Feb 2026)