LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,391
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,083
−HK$1,719/mo
Today · 4.125%
HK$57,802
baseline
▲ 0.50% · 4.625%
HK$61,319
+HK$3,517/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$115,604/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,509
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,132
−HK$1,646/mo
Today · 4.125%
HK$63,778
baseline
▲ 0.50% · 4.625%
HK$67,140
+HK$3,362/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$127,556/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,269
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,299
−HK$2,063/mo
Today · 4.125%
HK$69,362
baseline
▲ 0.50% · 4.625%
HK$73,582
+HK$4,220/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,724/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,611
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,559
−HK$1,975/mo
Today · 4.125%
HK$76,534
baseline
▲ 0.50% · 4.625%
HK$80,568
+HK$4,034/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,068/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$1,013,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,147
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,516
−HK$2,406/mo
Today · 4.125%
HK$80,922
baseline
▲ 0.50% · 4.625%
HK$85,846
+HK$4,924/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$161,844/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,713
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$86,985
−HK$2,305/mo
Today · 4.125%
HK$89,290
baseline
▲ 0.50% · 4.625%
HK$93,996
+HK$4,706/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$178,580/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,904
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,949
−HK$3,094/mo
Today · 4.125%
HK$104,043
baseline
▲ 0.50% · 4.625%
HK$110,374
+HK$6,331/mo
Deposit HK$2.39M · loan HK$21.47M · min. income ≈ HK$208,086/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,917
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,838
−HK$2,963/mo
Today · 4.125%
HK$114,801
baseline
▲ 0.50% · 4.625%
HK$120,852
+HK$6,051/mo
Deposit HK$2.39M · loan HK$21.47M · min. income ≈ HK$229,602/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,751 · Scale 2, in force from 26 Feb 2026)