LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,392
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,084
−HK$1,719/mo
Today · 4.125%
HK$57,803
baseline
▲ 0.50% · 4.625%
HK$61,320
+HK$3,517/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$115,606/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,511
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,134
−HK$1,646/mo
Today · 4.125%
HK$63,780
baseline
▲ 0.50% · 4.625%
HK$67,142
+HK$3,362/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$127,560/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,271
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,301
−HK$2,063/mo
Today · 4.125%
HK$69,364
baseline
▲ 0.50% · 4.625%
HK$73,584
+HK$4,220/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,728/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,013,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,613
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,560
−HK$1,976/mo
Today · 4.125%
HK$76,536
baseline
▲ 0.50% · 4.625%
HK$80,570
+HK$4,034/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,072/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,013,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,149
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,518
−HK$2,406/mo
Today · 4.125%
HK$80,924
baseline
▲ 0.50% · 4.625%
HK$85,848
+HK$4,924/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$161,848/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,715
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$86,987
−HK$2,305/mo
Today · 4.125%
HK$89,292
baseline
▲ 0.50% · 4.625%
HK$93,999
+HK$4,707/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$178,584/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,906
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,951
−HK$3,094/mo
Today · 4.125%
HK$104,045
baseline
▲ 0.50% · 4.625%
HK$110,376
+HK$6,331/mo
Deposit HK$2.39M · loan HK$21.47M · min. income ≈ HK$208,090/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,919
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$111,840
−HK$2,964/mo
Today · 4.125%
HK$114,804
baseline
▲ 0.50% · 4.625%
HK$120,855
+HK$6,051/mo
Deposit HK$2.39M · loan HK$21.47M · min. income ≈ HK$229,608/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,775 · Scale 2, in force from 26 Feb 2026)