LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,402
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,094
−HK$1,719/mo
Today · 4.125%
HK$57,813
baseline
▲ 0.50% · 4.625%
HK$61,331
+HK$3,518/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$115,626/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,521
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,144
−HK$1,647/mo
Today · 4.125%
HK$63,791
baseline
▲ 0.50% · 4.625%
HK$67,154
+HK$3,363/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$127,582/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,013,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,282
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,313
−HK$2,063/mo
Today · 4.125%
HK$69,376
baseline
▲ 0.50% · 4.625%
HK$73,597
+HK$4,221/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$138,752/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,013,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,625
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,573
−HK$1,976/mo
Today · 4.125%
HK$76,549
baseline
▲ 0.50% · 4.625%
HK$80,584
+HK$4,035/mo
Deposit HK$9.54M · loan HK$14.31M · min. income ≈ HK$153,098/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,013,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,162
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$78,531
−HK$2,407/mo
Today · 4.125%
HK$80,938
baseline
▲ 0.50% · 4.625%
HK$85,863
+HK$4,925/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$161,876/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,730
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$87,002
−HK$2,305/mo
Today · 4.125%
HK$89,307
baseline
▲ 0.50% · 4.625%
HK$94,015
+HK$4,708/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$178,614/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,013,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,923
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$100,969
−HK$3,094/mo
Today · 4.125%
HK$104,063
baseline
▲ 0.50% · 4.625%
HK$110,396
+HK$6,333/mo
Deposit HK$2.39M · loan HK$21.47M · min. income ≈ HK$208,126/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,938
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,860
−HK$2,964/mo
Today · 4.125%
HK$114,824
baseline
▲ 0.50% · 4.625%
HK$120,876
+HK$6,052/mo
Deposit HK$2.39M · loan HK$21.47M · min. income ≈ HK$229,648/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,013,951 · Scale 2, in force from 26 Feb 2026)