LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,416
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,108
−HK$1,720/mo
Today · 4.125%
HK$57,828
baseline
▲ 0.50% · 4.625%
HK$61,347
+HK$3,519/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$115,656/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,014,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,537
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,160
−HK$1,647/mo
Today · 4.125%
HK$63,807
baseline
▲ 0.50% · 4.625%
HK$67,171
+HK$3,364/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$127,614/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,014,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,299
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,330
−HK$2,063/mo
Today · 4.125%
HK$69,393
baseline
▲ 0.50% · 4.625%
HK$73,616
+HK$4,223/mo
Deposit HK$9.55M · loan HK$14.32M · min. income ≈ HK$138,786/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,014,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,644
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,592
−HK$1,977/mo
Today · 4.125%
HK$76,569
baseline
▲ 0.50% · 4.625%
HK$80,605
+HK$4,036/mo
Deposit HK$9.55M · loan HK$14.32M · min. income ≈ HK$153,138/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,014,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,182
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,551
−HK$2,408/mo
Today · 4.125%
HK$80,959
baseline
▲ 0.50% · 4.625%
HK$85,885
+HK$4,926/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$161,918/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,014,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,751
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,024
−HK$2,306/mo
Today · 4.125%
HK$89,330
baseline
▲ 0.50% · 4.625%
HK$94,039
+HK$4,709/mo
Deposit HK$7.16M · loan HK$16.70M · min. income ≈ HK$178,660/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,014,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,948
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$100,995
−HK$3,095/mo
Today · 4.125%
HK$104,090
baseline
▲ 0.50% · 4.625%
HK$110,424
+HK$6,334/mo
Deposit HK$2.39M · loan HK$21.48M · min. income ≈ HK$208,180/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,014,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,966
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$111,889
−HK$2,964/mo
Today · 4.125%
HK$114,853
baseline
▲ 0.50% · 4.625%
HK$120,907
+HK$6,054/mo
Deposit HK$2.39M · loan HK$21.48M · min. income ≈ HK$229,706/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,014,212 · Scale 2, in force from 26 Feb 2026)