LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,417
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,110
−HK$1,719/mo
Today · 4.125%
HK$57,829
baseline
▲ 0.50% · 4.625%
HK$61,348
+HK$3,519/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$115,658/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,014,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,538
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,162
−HK$1,647/mo
Today · 4.125%
HK$63,809
baseline
▲ 0.50% · 4.625%
HK$67,173
+HK$3,364/mo
Deposit HK$11.93M · loan HK$11.93M · min. income ≈ HK$127,618/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,014,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,300
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,332
−HK$2,063/mo
Today · 4.125%
HK$69,395
baseline
▲ 0.50% · 4.625%
HK$73,618
+HK$4,223/mo
Deposit HK$9.55M · loan HK$14.32M · min. income ≈ HK$138,790/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,014,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,646
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,594
−HK$1,977/mo
Today · 4.125%
HK$76,571
baseline
▲ 0.50% · 4.625%
HK$80,607
+HK$4,036/mo
Deposit HK$9.55M · loan HK$14.32M · min. income ≈ HK$153,142/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,014,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,184
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,554
−HK$2,407/mo
Today · 4.125%
HK$80,961
baseline
▲ 0.50% · 4.625%
HK$85,888
+HK$4,927/mo
Deposit HK$7.16M · loan HK$16.71M · min. income ≈ HK$161,922/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,014,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,754
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,027
−HK$2,306/mo
Today · 4.125%
HK$89,333
baseline
▲ 0.50% · 4.625%
HK$94,042
+HK$4,709/mo
Deposit HK$7.16M · loan HK$16.71M · min. income ≈ HK$178,666/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$1,014,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,951
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$100,998
−HK$3,095/mo
Today · 4.125%
HK$104,093
baseline
▲ 0.50% · 4.625%
HK$110,427
+HK$6,334/mo
Deposit HK$2.39M · loan HK$21.48M · min. income ≈ HK$208,186/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,014,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,969
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$111,892
−HK$2,964/mo
Today · 4.125%
HK$114,856
baseline
▲ 0.50% · 4.625%
HK$120,911
+HK$6,055/mo
Deposit HK$2.39M · loan HK$21.48M · min. income ≈ HK$229,712/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,014,239 · Scale 2, in force from 26 Feb 2026)