LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,431
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,124
−HK$1,720/mo
Today · 4.125%
HK$57,844
baseline
▲ 0.50% · 4.625%
HK$61,364
+HK$3,520/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$115,688/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,014,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,554
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,178
−HK$1,648/mo
Today · 4.125%
HK$63,826
baseline
▲ 0.50% · 4.625%
HK$67,190
+HK$3,364/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$127,652/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,014,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,317
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,349
−HK$2,064/mo
Today · 4.125%
HK$69,413
baseline
▲ 0.50% · 4.625%
HK$73,637
+HK$4,224/mo
Deposit HK$9.55M · loan HK$14.32M · min. income ≈ HK$138,826/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,014,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,665
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,614
−HK$1,977/mo
Today · 4.125%
HK$76,591
baseline
▲ 0.50% · 4.625%
HK$80,628
+HK$4,037/mo
Deposit HK$9.55M · loan HK$14.32M · min. income ≈ HK$153,182/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,014,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,204
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$78,574
−HK$2,408/mo
Today · 4.125%
HK$80,982
baseline
▲ 0.50% · 4.625%
HK$85,910
+HK$4,928/mo
Deposit HK$7.16M · loan HK$16.71M · min. income ≈ HK$161,964/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,014,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,776
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$87,049
−HK$2,307/mo
Today · 4.125%
HK$89,356
baseline
▲ 0.50% · 4.625%
HK$94,066
+HK$4,710/mo
Deposit HK$7.16M · loan HK$16.71M · min. income ≈ HK$178,712/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,014,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,976
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$101,024
−HK$3,096/mo
Today · 4.125%
HK$104,120
baseline
▲ 0.50% · 4.625%
HK$110,455
+HK$6,335/mo
Deposit HK$2.39M · loan HK$21.48M · min. income ≈ HK$208,240/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,014,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,997
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$111,921
−HK$2,965/mo
Today · 4.125%
HK$114,886
baseline
▲ 0.50% · 4.625%
HK$120,942
+HK$6,056/mo
Deposit HK$2.39M · loan HK$21.48M · min. income ≈ HK$229,772/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,014,501 · Scale 2, in force from 26 Feb 2026)