LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,435
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,128
−HK$1,721/mo
Today · 4.125%
HK$57,849
baseline
▲ 0.50% · 4.625%
HK$61,369
+HK$3,520/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$115,698/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,014,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,559
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,183
−HK$1,647/mo
Today · 4.125%
HK$63,830
baseline
▲ 0.50% · 4.625%
HK$67,195
+HK$3,365/mo
Deposit HK$11.94M · loan HK$11.94M · min. income ≈ HK$127,660/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,014,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,322
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,354
−HK$2,064/mo
Today · 4.125%
HK$69,418
baseline
▲ 0.50% · 4.625%
HK$73,642
+HK$4,224/mo
Deposit HK$9.55M · loan HK$14.32M · min. income ≈ HK$138,836/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,014,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,670
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,619
−HK$1,977/mo
Today · 4.125%
HK$76,596
baseline
▲ 0.50% · 4.625%
HK$80,634
+HK$4,038/mo
Deposit HK$9.55M · loan HK$14.32M · min. income ≈ HK$153,192/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,014,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,209
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,580
−HK$2,408/mo
Today · 4.125%
HK$80,988
baseline
▲ 0.50% · 4.625%
HK$85,916
+HK$4,928/mo
Deposit HK$7.16M · loan HK$16.71M · min. income ≈ HK$161,976/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,014,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,782
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,056
−HK$2,307/mo
Today · 4.125%
HK$89,363
baseline
▲ 0.50% · 4.625%
HK$94,073
+HK$4,710/mo
Deposit HK$7.16M · loan HK$16.71M · min. income ≈ HK$178,726/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,014,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,983
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,031
−HK$3,097/mo
Today · 4.125%
HK$104,128
baseline
▲ 0.50% · 4.625%
HK$110,464
+HK$6,336/mo
Deposit HK$2.39M · loan HK$21.49M · min. income ≈ HK$208,256/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,014,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,005
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$111,929
−HK$2,966/mo
Today · 4.125%
HK$114,895
baseline
▲ 0.50% · 4.625%
HK$120,951
+HK$6,056/mo
Deposit HK$2.39M · loan HK$21.49M · min. income ≈ HK$229,790/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$1,014,577 · Scale 2, in force from 26 Feb 2026)